[Freeswitch-users] PCI Compliance Over Telephone for Credit Cards- how?

Rob Hutton justlikeef at gmail.com
Mon Dec 19 23:03:26 MSK 2011


None of the major PSTN gateway providers will do SRTP or whatever.  We ran into this several months ago.  Funny part about all of this is that the LECs send calls across data networks mixed with other traffic regularly, so the compliance issue involves a man behind the curtain in the first place.

The only option that I know of that is PCI compliant is to have your own line from Ma Bell.

On Monday 19 December 2011 14:34:08 Avi Marcus wrote:
> Encrypting yourself only helps if you have a T1/BRI whatever private link
> to the telco. I don't.. what are my options?
> -Avi
> 
> On Mon, Dec 19, 2011 at 9:28 PM, Elliott Vogel <elliott at zoogmedia.com>wrote:
> 
> >  I haven’t seen a company yet and I have searched – none of the big
> > origination providers do and many of the smaller ones use the big providers
> > – we are force to do our own encoding****
> >
> > ** **
> >
> > *From:* freeswitch-users-bounces at lists.freeswitch.org [mailto:
> > freeswitch-users-bounces at lists.freeswitch.org] *On Behalf Of *Avi Marcus
> > *Sent:* Monday, December 19, 2011 12:03 PM
> > *To:* FreeSWITCH Users Help
> > *Subject:* Re: [Freeswitch-users] PCI Compliance Over Telephone for
> > Credit Cards- how?****
> >
> > ** **
> >
> > So is there a provider for USA who takes T1 and encrypts it, so I can buy
> > origination from them?****
> >
> >
> > ****
> >
> > -Avi****
> >
> > ** **
> >
> > On Mon, Dec 19, 2011 at 7:39 PM, Elliott Vogel <elliott at zoogmedia.com>
> > wrote:****
> >
> > Well, I have worked a lot with PCI compliance in the past and I don’t
> > think you can meet the requirements of encryption if you’re not doing
> > encoding yourself because most voip service providers aren’t encrypting the
> > calls.  Also dtmf has the same for requirements and for T1 not being
> > encrypted this is true but because the network is considered
> > secured(funny)/private it’s doesn’t need to be – now if you would
> > encapsulate t1 traffic to send it over the internet without encrypting it
> > this would be unsecured.****
> >
> >  ****
> >
> > *From:* freeswitch-users-bounces at lists.freeswitch.org [mailto:
> > freeswitch-users-bounces at lists.freeswitch.org] *On Behalf Of *Avi Marcus
> > *Sent:* Monday, December 19, 2011 5:52 AM
> > *To:* FreeSWITCH Users Help
> > *Subject:* [Freeswitch-users] PCI Compliance Over Telephone for Credit
> > Cards- how?****
> >
> >  ****
> >
> > I'm planning on an IVR to accept credit card information for signing up
> > and renewal of my services.****
> >
> > Regarding fraud, I'm going to require at minimum a recording of name, who
> > they are, or something or an actual live call.****
> >
> >  ****
> >
> > But for PCI compliance.. this says
> > https://www.pcisecuritystandards.org/documents/protecting_telephone-based_payment_card_data.pdf on
> > page 9:****
> >
> > Call centers will need to ensure that transmission of cardholder data
> > across public networks is encrypted.
> > This is part of PCI DSS Requirement 4 and includes:****
> >
> >    - ...****
> >
> >
> >    - *Voice or data streams over Voice over IP (VoIP) telephone
> >    systems, whenever sent over an open or public network. Note that only
> >    those consumer or enterprise VoIP systems that provide strong
> >    cryptography should be used. *****
> >
> >
> >    - Requiring agents to use analog telephone lines when a VoIP
> >    telephone system does not provide strong cryptography.****
> >
> >   I'm doing dtmf, not voice, but I can't imagine that's LESS strict.****
> >
> >  ****
> >
> > I haven't really heard of any end-to-end encrypted origination lines. Is
> > this guideline ignored? How do people deal with this? Does someone have T1
> > lines and offers encryption for origination...?****
> >
> >
> > ****
> >
> > -Avi Marcus****
> >
> >
> > _________________________________________________________________________
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> > http://www.freeswitchsolutions.com
> >
> > 
> > 
> >
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> > ** **
> >
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> >
> > 
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