if I use
 
<action application="speak" data="cepstral|david|<prosody volume='65'>Your credit is too low to reach the landline user phone. Transfer to voicemail.</prosody>"/>
it seems that SSML isn't supported like this,
the voice says "/ prosody" only. the whole sentence is not said.
 
do I escape the SSML code in the data ?
 
Thanks